Personal ad accounts are fine for small tests. But as your spend grows, their limits and risks start to cost you money.
1
Limits
Personal accounts start with low limits. Agency accounts start high.
2
Risk
Personal accounts get restricted more often. Agency accounts have more platform trust.
3
Payments
Personal accounts need an international card. Agency accounts can be funded with crypto or bank transfer.
If ads are an important part of your business, moving to an agency account is usually worth it.